Next Wednesday, Rachel Reeves will deliver a Budget that could hit investors harder than anything we’ve seen in over a decade.

Forget the warm words.
Forget the PR.
Forget the soft-focus interviews.

If even half the leaks and Treasury whispers are true, this Budget will be brutal for savers, investors, business owners, landlords and the wider middle class.

This article aims to provide you with the clearest view yet of what’s on the table.

Let me walk you through it, and more importantly, what it means for your money.

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INCOME TAX

What’s IN:

• Threshold freezes
→ The quietest, most devastating tax rise of them all. Fiscal drag continues.

What’s OUT:

• Rate increases
• NI cuts offsetting tax rises
• Threshold cuts
• NI reforms for LLPs
• Landlord NI charges
→ They won’t touch the headline rates, but they will let inflation do the dirty work.

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PROPERTY TAX

What’s IN:

• Revaluing council tax bands F–H
• Mansion tax surcharge for properties > £2m
• Scrapping stamp duty (potentially replacing with a seller’s tax)

What’s OUT:

• Full council tax overhaul
• Land tax
→ High-value property owners are right in the crosshairs.

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PENSIONS

What’s IN:

• Capping salary sacrifice perks (£2,000 limit reportedly favoured)

What’s OUT:

• Scrapping the 25% tax-free lump sum
• Introducing flat-rate pension tax relief
→ In classic UK fashion: tax the middle not the mega-rich, and make saving for retirement less attractive.

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SAVINGS & INVESTMENTS

What’s IN:

• Cutting the Cash ISA limit to £12,000
• Dividend tax increase
• Dividend allowance cuts

What’s OUT:

• Cutting the ISA allowance to £4k/£10k
→ They want £300bn of cash ISAs pushed into the markets, but they’ll still tax your dividends harder.

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MOTORISTS

What’s IN:

• Per-mile EV tax (3p per mile)
• Fuel duty rise

What’s OUT:

• Ending the 5p temporary cut (for now)
→ Drivers… congratulations, you’re about to become the Treasury’s ATM again.

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INHERITANCE TAX

What’s IN:

• Lifetime cap on gifts
• Scrapping the residence nil-rate band
• Changing taper rules

What’s OUT:

• The current seven-year rules
→ Make no mistake: this is a full-blown raid on family wealth.

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WEALTH TAX

What’s IN:

• Probably nothing (this time)

What’s OUT:

• Wealth tax
• Exit tax
→ The backbenchers want it, the country isn’t far from it.

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OTHER TAXES

What’s IN:

• Taxi tax
• Milkshake tax
• Gambling tax
• Tourism tax
• Cycle-to-Work cap

→ When they start taxing milkshakes, you know the cupboard is empty.

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THE BIGGER TRUTH

This isn’t “fairness.”
This isn’t “reform.”
This is a Government desperate for revenue, fast.

And investors, landlords, savers and business owners are the easiest targets.

But here’s the twist…

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MARKETS DON’T CARE ABOUT LABOUR

Despite the recent pullback, the FTSE 100 is still close to all-time highs this year.
AI is driving global markets.
US corporate earnings dwarf UK policy.

Labour itself is almost irrelevant.

Your portfolio, however, is not.

Traditional wealth managers will freeze.
They’ll “wait and see.”
They’ll miss opportunities.

TPP won’t.

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WHAT TPP WILL DO NEXT WEEK

If markets fall, we trade it.
If volatility spikes, we exploit it.
If sectors rotate, we move.
If AI keeps driving, we ride it.

We don’t sit on our hands.
We don’t hide behind long-term excuses.
We don’t charge full fees to do nothing.

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If you want to know exactly how exposed or protected you are…

Book your FREE portfolio consultation below:

👉 Schedule your consultation here [insert link]

Clear. Direct. Zero obligation.

Next Wednesday will shock a lot of people.
It doesn’t need to shock you.

Reach out if you think we can assist.

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Lane Clark
TPP

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