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One tactic vs four. This is why the old model is finished. By Lane Clark of TPP
Market Activity
RIP old school wealth managers.....
December 22, 2025
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Most investors don’t realise this, but there is only one way traditional wealth managers and IFAs know how to invest your money.
One.
They buy.
They hold.
And they hope.
That’s it.
They dress it up with glossy brochures, quarterly reviews, and phrases like “long-term investing” and “stay the course”, but strip it back and it’s always the same thing:
Buy. Hold. Hope.
In a rising market, that approach can make money.
But after layer upon layer of fees, management fees, fund fees, platform fees, advice fees — most investors are left with returns that struggle to beat a simple market tracker.
And when markets fall?
You’re told to sit tight.
Ride it out.
Trust the process.
The problem is… this was the process.
For decades.
For generations.
People didn’t know there was another way.
Then cheaper investment platforms arrived.
Low-cost. DIY. Passive.
And for some investors, that was progress.
For others, it simply removed the adviser while keeping the same exposure problem.
Because whether you paid high fees or low fees, you were still doing the same thing:
Fully exposed. All the time.
Then the game moved to the next level.
Enter TPP.
At TPP, we don’t have one tactic.
We have four.
And this is the part most people miss.
Yes, we can track markets for long-term growth.
But that is only one of our approaches.
It is not the strategy.
It is not the default.
And right now, it’s actually a rare species inside TPP.
Why?
Because markets are high.
They might go higher.
They might pull back.
They might retrace hard.
So here’s the real question:
Why take full risk when you don’t have to?
Traditional wealth managers have to stay invested.
They don’t have an alternative.
We do.
That’s why alongside selective market exposure, TPP investors also use:
Long or Flat strategies
Designed to participate when probabilities are in your favour, and step aside when they’re not.
Hybrid strategies
Blending growth with protection, adapting as conditions change.
Active strategies
Tactical, dynamic, and built for markets that don’t behave nicely.
Four approaches.
Four gears.
One mission: better outcomes for investors.
This is why TPP doesn’t rise and fall with headlines.
This is why we don’t need markets to cooperate.
And this is why “hope” is not part of our process.
For 5.5 years, something interesting has happened.
Quietly at first.
Then louder.
The results stacked up.
The referrals increased.
The community grew.
The belief strengthened.
What started as a handful of forward-thinking investors became a cult following of people who finally realised:
There is another way.
We didn’t grow by copying the old model.
We grew by rejecting it.
It’s broken.
It’s stale.
And it quietly transfers wealth away from investors who deserve better.
We’re not here to polish it.
We’re here to tear it up.
They said Netflix would never beat Blockbuster.
They said Ceefax was here to stay.
They said you needed a travel agent to book a holiday.
And they said TPP would never break the dynasty.
They’re finding out that might not be the case.
And in 2026?
They’ll see it even more clearly.
Because this isn’t about tweaking portfolios.
It’s about changing the rules.
One tactic vs four.
Hope vs probability.
Legacy vs evolution.
This is TPP.
And if reading this has made you question whether your money is still being managed the old way…
Then here’s the smartest next step you can take:
Not a sales call.
Not a pitch.
A straight conversation about:
If we’re not right for you, I’ll tell you.
If we are, you’ll know very quickly.
Either way, you’ll leave clearer than you arrived.
Book your call here and take control of your investing again.
PS: The biggest risk heading into 2026 isn’t market volatility.
It’s staying locked into a model that only works when everything goes right.
If your current plan relies on hope, now is the time to upgrade it. Join the movement. Join the investing revolution....

“TPP might just be about to revolutionise investment for the retail market.”
- London Stock Exchange 2020